Get new listings emailed daily! JOIN SIGN IN
Martie Mitchell
REALTOR®, e-Pro, CRS, ABR
Cell: (386) 310-3166
Facebook Icon LinkedIn Icon YouTube Icon Instagram Icon Realtor.com Icon Zillow Icon Twitter Icon 
Refine Search

3838 Mckay Creek Drive, Largo, FL 33770

$1,095,000
  • 3838 Mckay Creek Drive, Largo, FL 33770 Main Photo

44 Total Photos [Click to View All]

Pending
BEDS4 BATHS3 full SQUARE FEET1,808 MLS#TB8465377
STATUSPending PROPERTY TYPEResidential - Single Family SUBDIVISIONHARBOR HILLS 1ST

Property Description

Under contract-accepting backup offers. WATERFRONT LIVING - NO FLOOD INSURANCE REQUIRED. NO FLOODING FROM HURRICANE HELENE OR MILTON. Experience the best of Florida waterfront living in this fully renovated 4-bedroom, 3-bath home with a 2-car garage, located in the highly sought-after Harbor Hills neighborhood. Set high and dry on a 0.27-acre waterfront lot, this home offers both peace of mind and an exceptional coastal lifestyle. Harbor Hills is known for its quiet streets, privacy, and pride of ownership-perfect for those who want waterfront living without the congestion of a beachside location.The home welcomes you with a circular driveway and beautifully landscaped grounds. Inside, renovations include luxury vinyl plank flooring throughout, recessed lighting, and ceiling fans. The updated kitchen features cabinetry, countertops, stainless steel appliances, and a modern backsplash, creating an inviting space for entertaining after a day on the water.The owner's suite offers a walk-in closet and private ensuite bath. Two additional bedrooms share a Jack-and-Jill bathroom, while the fourth bedroom is located near a third full bath, ideal for guests or multigenerational living.Outdoor living is a true highlight, featuring a screened lanai overlooking the pool-perfect for relaxing, hosting gatherings, or enjoying Florida's indoor-outdoor lifestyle year-round. The pool provides a private retreat after a day on the boat or at the beach and offers plenty of deck space for lounging in the sun. A fully fenced backyard extends from the pool area directly to the waterfront, where you can unwind and watch manatees and wildlife pass by.Enjoy effortless boating and paddling from your backyard. Pilings are already in place with space to install a boat lift, making it easy to take the boat out for evening cruises, weekend waterfront lunches, or sunset rides. Calm waters are ideal for paddleboarding and kayaking, offering daily opportunities to embrace the Florida lifestyle.Major updates include a roof, fully renovated kitchen and bathrooms, luxury vinyl plank flooring throughout, updated lighting and fans, water heater, plumbing relining, whole-house water softener and filtration system, pool filter and motor, sod and irrigation system, vinyl fencing, and a newly constructed seawall (75LF) with electrical pre-run for a future dock.Ideally located just minutes from the beaches while maintaining the privacy and tranquility of a residential neighborhood, this home offers close proximity to Indian Rocks Beach for sunset bike rides, as well as easy access to the dining, shopping, and amenities of Clearwater Beach, John's Pass, St. Petersburg, and Tampa. Zoned for A-rated Anona Elementary, this property is perfect as a primary residence or second home for those seeking the ultimate waterfront lifestyle.

3838 Mckay Creek Drive | MLS# TB8465377

This single family home located at 3838 Mckay Creek Drive, Largo, FL 33770 is currently listed for sale with an asking price of $1,095,000. This property was built in 1962 and has 4 bedrooms and 3 full baths with 1808 sq. ft. Mckay Creek Drive is located in the HARBOR HILLS 1ST subdivision. Search HARBOR HILLS 1ST real estate on www.welcomehomedaytona.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Central
Lot Size: 0.27 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $14,702
Year Built: 1962

Amenities

Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-In Closet(s)
Rain Gutters

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Days on Site: 47
Directions: South on Indian Rocks Rd. Turn right on Avocado Dr. Turn left onto Brookside Blvd. Turn right onto McKay Creek Dr. House is on left.
Exterior: Block, Stucco
Fencing: Fenced, Vinyl
Flood Zone Code: X500
Flooring: Carpet, Luxury Vinyl, Tile
Foundation: Slab
Frontage ICW: 70
HOA Fee: 100/ Annually
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, VA Loan
Lot Dimensions: 0.27
Other Equipment: Irrigation Equipment
Ownership: Fee Simple
Patio/Porch: Enclosed, Screened
Pets Allowed: Yes
Pool: In Ground, Screen Enclosure
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Appointment Only, Lock Box Electronic, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: BB/HS Internet Available, Cable Available, Public, Sprinkler Well
Vegetation: Oak Trees
Water: Public
Water Access: Intracoastal Waterway
Water Access Y/N: Yes
Waterfront Features: Intracoastal Waterway, Seawall - Concrete
Water View: Intracoastal Waterway
Zoning: R-3

Local Schools

High School: Largo High-PN
Middle School: Seminole Middle-PN
Elementary School: Anona Elementary-PN

Listed By / Shown By

Listed By

Agency Name: MAVREALTY
Agency Contact: nina@Mavrealty.com

Shown By

Agent Name: Martie Mitchell
Agent Phone: Cell: (386) 310-3166
Agency Title: Adams Cameron & Co. REALTORS

IDX logo

Estimate Your Payment

Estimated Payment

$ 7,372.59 per month $5,828.05 Principal & Interest $1,225.17 Property Tax $319.38 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

We'll want to submit a pre-approval letter with your offer so it's best to do that now.

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/05/2026. The listing information on this page last changed on 03/05/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/05/2026 12:26:46 AM EST) or Miami MLS (last updated Thu 03/05/2026 12:18:55 AM EST) or Stellar MLS (last updated Thu 03/05/2026 12:13:54 AM EST) or Daytona MLS (last updated Wed 03/04/2026 11:36:48 PM EST) or Tallahassee MLS (last updated Wed 03/04/2026 10:48:17 PM EST) or Northeast Florida MLS (last updated Thu 03/05/2026 12:18:40 AM EST) or My State MLS (last updated Wed 03/04/2026 11:30:12 PM EST) or Florida Keys MLS (last updated Wed 03/04/2026 8:30:14 PM EST). Real estate listings held by brokerage firms other than Adams Cameron & Co. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.



Privacy Policy / DMCA Notice / ADA Accessibility


Agent License Information: State of Florida License #3239705

Login to My Homefinder

Pixel